Understanding Trusts (Fideicomisos)
What is a Fideicomiso?
A fideicomiso is a legal trust agreement used in Mexico to allow foreigners to purchase property within the restricted zones—defined as within 50 km of the coast or 100 km from a border.
How It Works
The trust is established through a Mexican bank, which holds the title to the property on behalf of the buyer (the beneficiary). As the beneficiary, you maintain full control: you can sell, rent, remodel, or bequeath the property.
Length and Renewal
Fideicomisos are valid for 50 years and can be renewed indefinitely. Renewal is a straightforward process that keeps ownership secure.
Is It Safe?
Yes. Fideicomisos are recognized and regulated under Mexican law and offer the same rights and protections as direct ownership.
Why Use a Trust?
This structure ensures that foreign investors comply with constitutional restrictions while enjoying the same benefits and protections as any property owner in Mexico.